Affordable Homeownership

A man and woman stand on the steps leading to their new home in the Blythe-Oldfield neighborhood of Cleveland, TN.

Stability through affordable homes

We believe our neighbors deserve a chance at stability through decent and affordable homeownership. That’s why City Fields builds and renovates homes in the neighborhoods we serve, then sells them, below market value, to low-moderate income individuals and families who are first-time home buyers.

How it works

Get started

Are you interested in owning a City Fields home? Apply below to find out if you qualify for our affordable homeownership program.

Acceptance into this program does not guarantee a City Fields home as we have a limited housing supply each year. Homes are income-restricted. Restrictions may vary.

Apply

Complete the housing application to the left to see if you meet our program requirements. We will be in touch to let you know if you qualify! 

1

Homebuyer Education

Register for our next THDA homebuyer education class on our events page or talk to one of our staff about online classes.

2

Get Pre-qualified

Find out how much you can afford with a reputable, local mortgage lender. City Fields does not do in-house financing so you must work with a separate financial institution to get pre-qualified.

3

Shop for a Home

Check out City Fields homes for sale here.

4

Make an Offer

Put in an offer on one of our available homes. City Fields has a transaction coordinator who will help you through the process of submitting your offer and applying for any associated financial assistance.

5

Close on Your Home!

The best part is when we get to hand over the keys to you. Welcome home!

6

“We just didn't think that owning a home would ever be a possibility for us.”

— Tabitha Maruca, Homeowner

Homes for sale

Homes are located in the Blythe Oldfield or College Hill neighborhoods in Cleveland, TN. They have been completely renovated or built by City Fields using local contractors and vendors.